Once a debtor has filed for Chapter 13, the bankruptcy court will file an automatic stay against all foreclosure proceedings. The court may also order an automatic stay on collections for any other secured debts you may have as well.
However, your debt to the lender will not be discharged. The automatic stay is only temporary so you can set up a restructuring plan that will be approved by the court. The main purpose of the automatic stay is to provide the debtor with some breathing room. This will lessen the stress of monthly obligations while getting debts under control.
Unfortunately, there is a not a one size fits all solution for preventing a foreclosure. But, stopping foreclosure with Chapter 13 can make the process easier.
Chapter 13 bankruptcy can provide you with the fresh financial start you need.