Bankruptcy

Bankruptcy is both a shield and a sword!

Used correctly by an experienced attorney, Bankruptcy can help you start over free from debt. We are highly experienced lawyers who serve Bankruptcy clients in South Carolina. Our rates are reasonable, and we do our best to make our services affordable to everyone. We can stop harassing phone calls to your home and office, prevent bill collectors and creditors from suing you or attempting to collect on overdue debts such as credit card, bank and personal loans, past judgments, medical bills, back taxes, student loans, overdue mortgages and all other forms of secured and unsecured debt. We serve residents of Hilton Head Island, Bluffton, Beaufort, Charleston, North Charleston, Daniels Island, Johns Island, James Island, Mount Pleasant and the surrounding communities of South Carolina and the low county.

The decisions to take your life back and use the lawful protections afforded in Bankruptcy is not an easy one.
We are lawyers who will evaluate your case for free and explain the process of Bankruptcy in a FREE CONSULTATION. Individuals and business owners alike may feel overwhelmed by mounting debt, not knowing what to do or whom to turn to for even basic information on protecting their rights. You can use Bankruptcy as a debt reduction or debt elimination tool. Choosing the right Bankruptcy lawyer is an important decision! Choose a Bankruptcy lawyer with 25+ years of experience who has successfully handled hundreds of Bankruptcy cases. A FREE CONSULTATION is available to you right now, 7 days a week, days, evenings and weekends.
Learn more about the fundamentals of Bankruptcy.

A Bankruptcy proceeding starts with filing a petition in Bankruptcy court. Bankruptcy laws are extremely complex - which is why hiring attorneys with 25+ years of experience to handle your Bankruptcy will make the process go more smoothly. At the SC Bankruptcy Network, attorney David Stone handles Bankruptcy cases for individual clients and small- and medium-sized businesses in Hilton Head Island, Bluffton, Beaufort, Charleston, North Charleston, Daniels Island, Johns Island, James Island, Mount Pleasant and the surrounding communities of South Carolina and the low county.
Call today for a free consultation! 843-422-9414

Chapter 7

Chapter 7 Bankruptcy is sometimes referred to as straight Bankruptcy. Most of the time you will be able to retain your assets through the exemption process and you will be able to discharge most of your debt.

Chapter 11

Chapter 11 Bankruptcy cases are concerned with business reorganization or high net worth individuals. In Chapter 11 cases, you provide a plan of reorganization for your company while paying off your creditors.

Chapter 13

Chapter 13 Bankruptcy cases involve creating a repayment plan for individual debtors and enables them to save their home from foreclosure.

Loan Modification

Loan modification can be used together with Bankruptcy to lower mortgage payments after Bankruptcy is complete.

Our attorneys have successfully handled hundreds of Chapter 7, Chapter 11, and Chapter 13 Bankruptcy cases for business and individual clients. As lawyers we believe in serving the community. With a FREE consultation, we will educate you about bankruptcy and then provide debt relief through bankruptcy, mortgage modification, foreclosure defense, debt restructuring and credit card relief. We serve the communities of South Carolina and the Low Country. Whether you work or live in Hilton Head Island, Bluffton, Beaufort, Charleston, North Charleston, Daniels Island, Johns Island, James Island, Mount Pleasant or any of the surrounding communities of South Carolina and the Low Country, we are here for you with a FREE Bankruptcy Consultation seven days a week.